Claim Money from the Credit One Settlement 2025
If you received unauthorized robocalls from Credit One Bank or its debt collectors between 2014 and 2019, you may now be eligible to claim money from the Credit One Settlement 2025. A federal class action lawsuit resulted in a $14 million payout for affected customers. The settlement applies to anyone who got calls without giving prior consent. Don’t wait—the deadline to file is limited, and all the details are available on the official website.
Summary:
- Who is on it? Third-party collectors and Credit One Bank
- What occurred? Federal class action suit resulting from illegal robocalls
- Value of settlement: $14 million
- Who is paid? The recipient customers of the robocalls from 2014 to 2019 who did not consent to the robocalls
- Deadline to file claim: Limited time — check the official website for the exact date
What Is the Credit One Bank Class Action Settlement?
For several years, Credit One Bank, the nation’s fifth-largest credit card issuer, has been under fire for overly aggressive collections. Consumers sued Credit One Bank and its subsidiaries in a class action lawsuit for violating the Telephone Consumer Protection Act (TCPA) by making unauthorized robocalls and sending pre-recorded messages without consent.
Instead of going to trial, Credit One agreed to settle the case by paying $14 million to compensate affected individuals.
Today, in June 2025, those payment amounts are going out.
Why Was Credit One Sued?
The lawsuit says Credit One and its debt collection subsidiaries employed automatic dialing systems to make millions of calls from 2014 to 2019, despite customers having requested the calls to stop.
This is against the TCPA, which requires prior consent before a company uses robocalls or automated messages. The TCPA is one of the strongest consumer protection laws against unwanted calls, and it’s punishable by heavy fines for violation.
Are You Eligible for a Payout?
You may be paid if you qualify under the following:
- You were called by a robocall or a pre-recorded message on your cell phone
- The call was made on behalf of, or by, Credit One Bank
- It was between 2014 and 2019
- You did not consent to receiving those calls
You may still be eligible even if you didn’t get an email or letter about the settlement. Check the official website to verify:
Click here to check eligibility and file your claim
How Much Money Can You Get?
While the total fund is roughly $14 million, the amount paid to each person will depend on how many valid claims are filed. A rough estimate was a $100 average per person, but that can change.
If not many people make claims, payments per person could be higher. If more people make claims, payments per person could be lower, but all claimants who get approved are guaranteed a share.
How to File a Claim – Step-by-Step
It is simple and quick to file your claim. Here’s what to do:
- Visit the official site: www.CreditOneTCPASettlement.com
- Input your Claim ID and PIN, which you may have received by mail or email. If you didn’t receive it, you can find it using the online search tool.
- Submit your claim form online, making sure that your information is accurate.
- Choose your payment method: You can receive your money by direct deposit, PayPal, or a paper check.
- Turn it in on time: Deadlines are not negotiable. If you miss them, you lose your right to receive money.
TIP: Move quickly. The deadline for making a claim is typically 60 to 90 days from the date of notice.
Important Deadlines to Know
Check your notice or the official website for:
- Deadline for filing a claim
- Deadline for protesting or opting out of the settlement
- Estimated date of payout
Missing the deadlines could cut you out, so move fast.
Can You Object or Opt Out?
Yes, you can:
- Object if you don’t agree with something about the settlement, or
- Opt out if you want to keep your right to sue Credit One individually
Instructions on how to do either are on the settlement website.
Why This Case Matters
This is not simply about robocalls — it’s a win for consumer privacy and the right to not be bombarded by corporations. It highlights the importance of laws like the TCPA and the need for corporations to have standards when calling customers.
By participating in the settlement, you’re not only getting what’s yours — you’re also helping hold big institutions accountable.
Resources and Official Links
- Settlement Homepage
- File Your Claim Here
- Full Settlement FAQ
- Settlement Administrator Contact: Found on the official site
Final Thoughts
If Credit One Bank or its collectors ever contacted you without your consent, you could qualify for a payment under this $14 million class action settlement.
It only takes a few minutes to check your eligibility and claim online. Don’t miss the deadline – this is your chance to receive compensation for unwanted intrusions and unfair practices.
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